Do you think AppleCare+ is worth it?

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What do you think?

Apple’s newest devices cost up to $1,100, with AppleCare+ insurance coming in at $200.  Do you feel it is worth the extra expense?

Thoughts from Consumer Report:

Without the coverage on the XS Max, for instance, a cracked screen will cost $330 to fix at an Apple store. Any other part will be $600.

With the coverage, these costs drop to $30 and $100, respectively. Consumers also get an extended warranty and free technical support for 90 days.

What are your thoughts?