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              Home Features Dave Says

              Budget billing for utilities? – Dave Says

              Dave Ramsey by Dave Ramsey
              January 8, 2021
              in Dave Says, Features, Informative, Money, Scatter
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              Budget billing for utilities

              Budget billing for utilities

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              Dear Dave,

              I’m just starting my debt-free journey and trying to lay out a budget. What are your thoughts on budget billing for utilities?

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              Dear Ryan,

              I think it’s wonderful! There’s absolutely nothing wrong with it at all. For a lot of folks, especially those in your situation, it helps smooth out utility payments and make them a little more manageable.

              In most budget billing scenarios, they add up your utility bill for the last 12 months and divide that total by twelve to determine a fixed billing amount for the next twelve months. It can make things so much easier when you’re first starting to live on a budget, and you don’t have a lot of wiggle room where your finances are concerned.

              I’m glad you’re taking steps to get control of your money, Ryan. You can do this!

              —Dave

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              * Dave Ramsey is a seven-time #1 national best-selling author, personal finance expert, and host of The Dave Ramsey Show, heard by more than 16 million listeners each week. He has appeared on Good Morning America, CBS This Morning, Today Show, Fox News, CNN, Fox Business, and many more. Since 1992, Dave has helped people regain control of their money, build wealth and enhance their lives. He also serves as CEO for Ramsey Solutions. 

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              © 2021 Dimple Times is a division of E-Quiver, Inc. All rights reserved. This material may not be published, broadcast, rewritten, or redistributed. Visit our other publication, The Pickaway Cultivator for "Adventures, Bucket List and Community" and it's all about Pickaway County, Ohio. Website Design and Hosting by Calebweb.com for Pickaway, Fairfield, Fayette and Ross County.

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