Dave Says
Playing the lottery robs you of your future – Dave Says
Dear Dave, I’ve been struggling financially for the past few months, so I’ve been playing the lottery once a week....
Keep your dignity, and work your way out – Dave Says
Dear Dave, My wife and I will both turn 30 next month. We have two young children, and we make...
Starting off on the right path together – Dave Says
Dear Dave, I’m getting married next summer. My fiancé and I are in agreement about how to handle money, and...
Why not budget and save? – Dave Says
Dear Dave, I’ve never heard you talk about store layaway programs. With Christmas coming, I wanted to ask your opinion...
Decisions and sacrifices – Dave Says
Dear Dave, We have two preschool kids, and I’m a stay-at-home mom. My husband brings home about $2,500 a month,...
Cash them in, and do something better! – Dave Says
Dear Dave, My wife and I are following your plan, and recently we found some old savings bonds that had...
Don’t use emotion to rationalize an upgrade – Dave Says
Dear Dave, My husband will be finishing physician assistant school in December, just a few days before our first baby...
Baby Step for weddings? – Dave Says
Dear Dave, We recently started following your plan, and it has made a huge difference in our financial outlook and...
Double for couples? – Dave Says
Dear Dave, Does the amount you advise saving for a beginner emergency fund in Baby Step 1 double for a...
Emotions, basics, and change – Dave Says
Dear Dave, I’ve gotten out of debt before following your plan, but I always seem to fall right back in....
Teaching the value of work…and money – Dave Says
Dear Dave, Is it okay to give very young children an allowance? Christie Dear Christie, Teaching kids there’s an...
Now or later? – Dave Says
Dear Dave, My husband lost his job last week. The good news is we’re completely debt-free, and we have a...
Debt snowball – Dave Says
Dear Dave, I’ve heard lots of different theories and recommendations when it comes to paying off debt. Why do you...
How much emergency fund? – Dave Says
Dear Dave, I know you talk about having an emergency fund of three to six months of expenses set aside....
