Acts of generosity towards friends and family can often be draining on the wallet, but there are a few strategies to help mitigate those costs, according to U.S. News. For these ideas to work you should first set a reasonable monthly budget.
One of the easiest ways to spend a lot of money is by going out to expensive restaurants, shows, and other social events where one can quickly feel pressured to spend a lot of money to fit in. Rather than putting yourself in those situations, explain to friends that you can’t afford to pick up any tabs and good friends will understand. Learning how to host a simple dinner can be an excellent substitute for a night on the town. Buying drinks and food to cook will end up being much cheaper in the long run. Friends will appreciate the effort put into the occasion and it will settle the score if it’s your turn to “pick up the tab”.
Giving gifts can be another significant source of stress for someone without a lot of extra money. According to Frugal Rules, some of the best gifts do not have to cost a lot of money, and a great example is merely giving your time. As an example, offer to babysit on date night for a friend that has young children or help with household chores when someone is ill or incapable. Baked goods and small do-it-yourself gifts can also provide a more personal touch while still saving the wallet.
Smile, be a friend but don’t break the bank in the process.
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