Is it an emergency? – Dave Says
Dear Dave, My husband and I just completed Baby Step 3, and we have six months of expenses saved for...
Protecting your assets – Dave Says
Dear Dave, We live in Colorado, and we need some advice on protecting our assets. My wife is a teacher,...
Think of it as Murphy insurance – Dave Says
Dear Dave, I was thinking about putting my emergency fund savings into a balanced mutual fund. Would this be a...
Tighten up! – Dave Says
Dear Dave, I’m beginning to think we got in over our heads with our house. My wife and I make...
Learning to say no – Dave Says
Dear Dave, We’re debt-free except for our home, and we’ll have our fully-funded emergency fund of three to six months...
There’s no magic pill – Dave Says
Dear Dave, My wife and I made a resolution this year to pay off $20,000 in credit card debt we’ve...
Playing the lottery robs you of your future – Dave Says
Dear Dave, I’ve been struggling financially for the past few months, so I’ve been playing the lottery once a week....
Keep your dignity, and work your way out – Dave Says
Dear Dave, My wife and I will both turn 30 next month. We have two young children, and we make...
Starting off on the right path together – Dave Says
Dear Dave, I’m getting married next summer. My fiancé and I are in agreement about how to handle money, and...
Why not budget and save? – Dave Says
Dear Dave, I’ve never heard you talk about store layaway programs. With Christmas coming, I wanted to ask your opinion...
Decisions and sacrifices – Dave Says
Dear Dave, We have two preschool kids, and I’m a stay-at-home mom. My husband brings home about $2,500 a month,...
Cash them in, and do something better! – Dave Says
Dear Dave, My wife and I are following your plan, and recently we found some old savings bonds that had...
Don’t use emotion to rationalize an upgrade – Dave Says
Dear Dave, My husband will be finishing physician assistant school in December, just a few days before our first baby...
Baby Step for weddings? – Dave Says
Dear Dave, We recently started following your plan, and it has made a huge difference in our financial outlook and...