Double for couples? – Dave Says
Dear Dave, Does the amount you advise saving for a beginner emergency fund in Baby Step 1 double for a...
Emotions, basics, and change – Dave Says
Dear Dave, I’ve gotten out of debt before following your plan, but I always seem to fall right back in....
Teaching the value of work…and money – Dave Says
Dear Dave, Is it okay to give very young children an allowance? Christie Dear Christie, Teaching kids there’s an...
Now or later? – Dave Says
Dear Dave, My husband lost his job last week. The good news is we’re completely debt-free, and we have a...
Debt snowball – Dave Says
Dear Dave, I’ve heard lots of different theories and recommendations when it comes to paying off debt. Why do you...
How much emergency fund? – Dave Says
Dear Dave, I know you talk about having an emergency fund of three to six months of expenses set aside....
First things first – Dave Says
Dear Dave, My husband and I are in our thirties. We have $15,000 in debt spread across student loans, credit...
Renter’s insurance? – Dave Says
Dear Dave, We just helped move our son into a cheap, off-campus apartment a few blocks from where he is...
Live like your income hasn’t changed – Dave Says
Dear Dave, I’ll be graduating from college in December, and I’ll have a job waiting for me that pays $50,000...
Test his resolve – Dave Says
Dear Dave, Our son is 27, and he has a good job making $55,000 a year. Recently, we learned he...
A key element in getting out of debt – Dave Says
Dear Dave, I’ve got about $3,000 in credit card debt. Would it be a good idea to transfer the balance...
Keep the house – Dave Says
Dear Dave, My wife and I are on Baby Step 2, and the only debt we have is $90,000 in...
Why do I need a will if I’m young? – Dave Says
Dear Dave, Why do I need a will if I’m still young and haven’t acquired a lot of wealth? Laura...
Insurance above and beyond? – Dave Says
Dear Dave, When it comes to buying life insurance, should the coverage amount be based solely on current earnings? I...