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Home Scatter Business

You�re in good shape either way

Dave Says

Dave Ramsey by Dave Ramsey
May 19, 2021
in Business, Dave Says, Features, Informative, Scatter
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You're in good shape either way

You're in good shape either way

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Dear Dave,

I can�t decide whether to sell or keep a rental property. Except for the property in question I�m debt-free, and I make $90,000 a year. I owe $20,000 on the property, and it is worth $65,000. What do you think?

George

Dear George,

You�re in pretty good shape financially, and you could probably pay off the rental property in a year or two. So really, it�s a matter of personal preference. I will say this; there�s nothing worse than being a landlord if you don�t want to be one.

It�s not a bad thing to feel that way. Some folks have fun and enjoy landlording for a while, but then other things become more important. It�s your life and your feelings that matter at this point.

If you still enjoy dabbling in real estate and being a landlord, go for it. If the shine has worn off, get rid of the place. If the latter is the case, you�ll get the responsibility of being a landlord off your back and become debt-free all at the same time!

�Dave

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