If you need a co-signer, you’re not ready
My fiancée and I want to make an offer on a house. She has a lot of late payments and...
Should I tithe on my business?
Dear Dave, My wife and I are Christians, and we own a successful small business in our town. Should businesses...
Borrow your own money?
Dear Dave, I have a question about self-banking with whole term life insurance. The way I understand it, you can...
Buying and selling in a hot housing market
The housing market is white-hot right now! Home prices are way up over last year, and 50% of homes are...
Put your education first
Dear Dave, I’m 19, and I’m about to finish up my first year of community college. I have enough money...
Keep the homeowner’s insurance
Dear Dave, Recently, I made a claim on my homeowner’s insurance for hail damage. It was my first claim ever....
Smallest to largest
Dear Dave, I’m on Baby Step 2, and I’m working hard to get out of debt. My last two debts...
A calling or a job?
Dear Dave, When it comes to your career and profession, how can you tell if you’ve truly found your calling...
Create a strategic plan for a new career
I’ve heard every excuse in the book for people not leaving jobs they hate. No matter the excuse, it always...
Long-distance flip?
Dear Dave, I’ve been following your advice for about a year. I’m almost out of debt, and I live on...
You’re in good shape either way
Dear Dave, I can’t decide whether to sell or keep a rental property. Except for the property in question I’m...
One-third of Americans are losing sleep over money; Here are four ways to stop stressing
Do you have a hard time falling asleep? Or do you bolt awake at 2:00 a.m. every morning with a...
Ramsey soultions’ Q1 state of personal finance study confirms Americans are stressed about money
The pandemic of 2020 wreaked a particular kind of havoc on Americans with debt. According to the Ramsey Solutions Q1...
Good news and bad news
Dear Dave, My wife and I are in our late twenties, we have no debt, and our household income is...